Comments on: Don’t buy stuff you cannot afford

By: mia

mia — Thu, 12 Jun 2008 20:56:10 +0000

Using your credit card for emergencies is essentially creating an emergency with interest. Just don’t.

By: Andrew

Andrew — Mon, 24 Jul 2006 14:17:01 +0000

Nice article. I'm in the same boat as you... Design school graduate with a few years of professional experience under my belt and an ever deepening debt upwards of 30k. I'm always on the look for ways to get myself motivated and save a few bills. One book I came across that's given me some really great tips and insights is Suze Orman's "Young, Fabulous and Broke." This book is broken down into bite-sized nuggets of chewable info. Based around the lives of young, actitive people and how to spend and save without sacrifice. I'll admit, I'm still in debt, but before I was just created more, now I'm in control of it. With a plan to reduce it significantly. I also have a retirement saving plan set up with a Roth IRA and steady investments for my future. The book talks about saving for big purchases, creating credit and building an "emergency savings plan," along with tips on buying a house/car and investing as well.

It's an easy read and I definitely recommend it.

Amazon.com : Suze Orman's Young, Fabulous and Broke

By: Chanpory

Chanpory — Fri, 14 Jul 2006 02:48:22 +0000

Friend,

You make a good point, charity and giving should be considered as part of a budget. Whether it is tithing, donations to Red Cross, or another charity, giving makes one even more aware of the money we spend and the objects we consume. It's amazing how much we feel we "need" to have when others have none.

By: A Friend

A Friend — Thu, 13 Jul 2006 15:56:55 +0000

The SNL track is funny, and the article is good, but not great. If you really want to get motivated, check out Dave Ramsey (http://www.daveramsey.com). This guy is great, and he gives you a simple process for getting out of debt quickly.

The one thing that’s lacking in the 60% solution is GIVING. I guess that could fall under the 10% fun stuff, but there truly is something rewarding in giving your money to other people to help them. Our budget is the 10% solution: We give 10% of our income to our church, as a way of saying “Thank you” to God. It isn’t easy, but after a while you come to realize that you really can get by on less.

BTW, nice site, keep up the good work!

By: Chanpory

Chanpory — Fri, 07 Jul 2006 23:47:50 +0000

Thank you so much for visiting the site, I think the video is one of the funniest things I’ve seen on TV.

By: Madelyn

Madelyn — Fri, 07 Jul 2006 14:56:59 +0000

I like the concept of this whole site and appreciate all the parts about typography, but this segment intrigued me and amused me as I read on. Good show!